diff --git a/src/model/service/task_service.go b/src/model/service/task_service.go
index 8e6c0d2..85498bc 100644
--- a/src/model/service/task_service.go
+++ b/src/model/service/task_service.go
@@ -450,6 +450,18 @@ func TryProcessEvmERC20Transfer(chainNetwork string, contract common.Address, to
 }
 
 func sendPaymentNotification(order *mdb.Orders) {
+	if order == nil {
+		return
+	}
+	if strings.TrimSpace(order.TradeId) != "" {
+		latest, err := data.GetOrderInfoByTradeId(order.TradeId)
+		if err != nil {
+			log.Sugar.Warnf("[notify] reload order failed trade_id=%s err=%v", order.TradeId, err)
+		} else if latest != nil && latest.TradeId != "" {
+			order = latest
+		}
+	}
+
 	msg := fmt.Sprintf(
 		"🎉 <b>收款成功通知</b>\n\n"+
 			"💰 <b>金额信息</b>\n"+
@@ -472,7 +484,7 @@ func sendPaymentNotification(order *mdb.Orders) {
 		networkDisplay(order.Network),
 		order.ReceiveAddress,
 		order.CreatedAt.ToDateTimeString(),
-		carbon.Now().ToDateTimeString(),
+		order.UpdatedAt.ToDateTimeString(),
 	)
 	notify.Dispatch(mdb.NotifyEventPaySuccess, msg)
 }
diff --git a/src/model/service/task_service_test.go b/src/model/service/task_service_test.go
new file mode 100644
index 0000000..6a2134a
--- /dev/null
+++ b/src/model/service/task_service_test.go
@@ -0,0 +1,79 @@
+package service
+
+import (
+	"strings"
+	"testing"
+	"time"
+
+	"github.com/GMWalletApp/epusdt/internal/testutil"
+	"github.com/GMWalletApp/epusdt/model/dao"
+	"github.com/GMWalletApp/epusdt/model/mdb"
+	"github.com/GMWalletApp/epusdt/notify"
+)
+
+func TestSendPaymentNotificationUsesLatestOrderUpdatedAt(t *testing.T) {
+	cleanup := testutil.SetupTestDatabases(t)
+	defer cleanup()
+
+	const channelType = "test-pay-success-time"
+	got := make(chan string, 1)
+	notify.RegisterSender(channelType, func(config, text string) error {
+		got <- text
+		return nil
+	})
+
+	if err := dao.Mdb.Create(&mdb.NotificationChannel{
+		Type:    channelType,
+		Name:    "test",
+		Config:  "{}",
+		Events:  `{"pay_success":true}`,
+		Enabled: true,
+	}).Error; err != nil {
+		t.Fatalf("seed notification channel: %v", err)
+	}
+
+	order := &mdb.Orders{
+		TradeId:        "T202604270001",
+		OrderId:        "ORD202604270001",
+		Amount:         100,
+		Currency:       "cny",
+		ActualAmount:   14.28,
+		Token:          "USDT",
+		Network:        mdb.NetworkTron,
+		ReceiveAddress: "TTestAddress",
+		Status:         mdb.StatusWaitPay,
+	}
+	if err := dao.Mdb.Create(order).Error; err != nil {
+		t.Fatalf("seed order: %v", err)
+	}
+
+	const createdAt = "2026-04-27 09:00:00"
+	const staleUpdatedAt = "2026-04-27 09:01:00"
+	const paidAt = "2026-04-27 10:20:30"
+	if err := dao.Mdb.Exec("UPDATE orders SET created_at = ?, updated_at = ? WHERE trade_id = ?", createdAt, staleUpdatedAt, order.TradeId).Error; err != nil {
+		t.Fatalf("set initial timestamps: %v", err)
+	}
+
+	var staleOrderModel mdb.Orders
+	if err := dao.Mdb.Where("trade_id = ?", order.TradeId).Take(&staleOrderModel).Error; err != nil {
+		t.Fatalf("load stale order: %v", err)
+	}
+
+	if err := dao.Mdb.Exec("UPDATE orders SET status = ?, updated_at = ? WHERE trade_id = ?", mdb.StatusPaySuccess, paidAt, order.TradeId).Error; err != nil {
+		t.Fatalf("set paid timestamp: %v", err)
+	}
+
+	sendPaymentNotification(&staleOrderModel)
+
+	select {
+	case text := <-got:
+		if !strings.Contains(text, "支付时间："+paidAt) {
+			t.Fatalf("notification payment time = %q, want %s", text, paidAt)
+		}
+		if strings.Contains(text, "支付时间："+staleUpdatedAt) {
+			t.Fatalf("notification used stale payment time: %q", text)
+		}
+	case <-time.After(2 * time.Second):
+		t.Fatal("timed out waiting for notification")
+	}
+}